Financing Options for Your Construction Project
A construction or home improvement project can be a significant investment. Medrano & Sons Construction offers financing options designed to help eligible customers move forward with qualifying projects without having to pay the full project cost upfront.
Financing Can Help Make a Larger Project More Manageable
Financing can be useful when a project is necessary now but paying the entire cost at once is not the preferred approach. Depending on credit approval, project amount, and lender program availability, qualified customers may have access to promotional or installment financing options.
Medrano & Sons has previously offered financing through EnerBank USA, now part of Regions Home Improvement Financing, as well as Synchrony. The options shown on this page reflect the financing information that has been displayed on our existing website and should be confirmed with our team before you apply.
If you are still determining the construction scope itself, you can first review our General Contracting Services or contact us to discuss what your property needs. Financing is only one part of the decision; the project scope, estimate, and lender terms should all be understood before moving forward.
Before You Apply
Financing is subject to lender approval, program requirements, and current lender terms. Loan amounts, promotional periods, APRs, loan codes, and availability may change.
Contact Medrano & Sons before applying so we can confirm which financing programs are currently available for your project and provide the correct information required by the lender.
A Simple Process From Project Scope to Financing Application
Before applying, make sure the construction scope and approximate project amount are clear. This helps you evaluate financing in the context of the actual work being proposed.
Discuss Your Project
Tell us what you want to build, repair, replace, or improve so the construction scope and estimate can be developed.
Review Available Financing
We can confirm which financing programs are currently available and provide the lender information, loan code, or other details needed for the application.
Apply With the Lender
Complete the lender's application and review the official terms carefully. Approval, credit decisions, payment amounts, and financing agreements come directly from the financing provider.
Synchrony Financing
Medrano & Sons Construction has also offered financing through Synchrony for qualifying home improvement purchases. Synchrony financing may provide customers with another way to spread eligible project costs over time, subject to credit approval and the promotional terms available when the project is financed.
Because lender programs and promotional offers can change, we recommend contacting our team before starting an application. We can confirm whether Synchrony is currently available for your project and provide the correct application path or program information.
Interested in Synchrony?
Contact us with your project details first. We can confirm the current financing options associated with Medrano & Sons Construction before you apply.
Ask About Synchrony FinancingCompare the Full Financing Terms, Not Just the Monthly Payment
Financing can make a project easier to budget, but the right option depends on your own financial situation and the official lender terms. Medrano & Sons does not make lending decisions or provide financial advice.
Promotional Period
If an offer includes a same-as-cash or promotional period, understand exactly when that period ends and what happens if the balance is not paid within it.
APR & Total Cost
Review the APR, repayment term, payment schedule, and total cost of borrowing. A lower monthly payment does not necessarily mean a lower overall financing cost.
Project Budget
Compare the approved financing amount with the actual project estimate so you understand what portion of the work is covered and what may need to be paid separately.
EnerBank Is Now Part of Regions Home Improvement Financing
EnerBank USA is now part of Regions Bank and operates as Regions Home Improvement Financing. For general information about the lender and its current home improvement financing programs, you can review the official Regions website.
For Medrano & Sons-specific loan codes, program information, or current application instructions, contact us before applying so we can make sure you are using the correct details.
Official Regions Home Improvement Financing
View current lender information directly from Regions Bank.
Visit Regions Home Improvement Financing →Discuss Your Project and Current Financing Options
Start with the construction project itself. Tell us what your property needs, and we can help define the scope, prepare the next step, and confirm which financing programs are currently available through Medrano & Sons Construction.